Key Terms

An orthotic is “an externally applied device used to modify the structural and functional characteristics of the neuromuscular and skeletal system”.

Durable Medical Equipment

A prosthetic is an artificial device that replaces a missing body part, which may be lost through trauma, disease, or congenital conditions

A device used to restrict or assist body movement

A device used to restrict or assist body movement

A co-pay is a fixed payment for a covered service, paid when an individual receives service. In the United States, copayment is a payment defined in an insurance policy and paid by an insured person each time a medical service is accessed. It is technically a form of coinsurance, but is defined differently in health insurance where a coinsurance is a percentage payment after the deductible up to a certain limit. It must be paid before any policy benefit is payable by an insurance company. Copayments do not usually contribute towards any policy out-of-pocket maxima whereas coinsurance payments do.

A deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses. In general usage, the term deductible may be used to describe one of several types of clauses (see below) that are used by insurance companies as a threshold for policy payments.